The short answer is—yes. Some insurance plans do cover portions of dental implants. However, it’s important to understand the type of treatment you need and what your plan will pay for before moving forward.
Dental Implants are a tooth replacement treatment available in dentistry. A tooth implant can be used to replace one single tooth or can replace the dentures. In the place of the missing tooth, a titanium post is placed. Then a crown or bridge is attached to the implant to make it look realistic.
Things to Know Before Choosing Insurance For Dental implants:
Dental Insurance for implants confuse many people as some dental insurance plans cover implants and some do not. It might be disappointing that basic dental insurance does not cover Dental Implants as they come under cosmetic dentistry. Cosmetic Dentistry is not comes in any insurance.
- Using the basic Dental insurance plan, you can cover the payment of one single tooth or a few teeth in a row.
- You can manage to get only a few tooth implants covered by insurance.
- You can choose Dental insurance with a higher premium amount that covers implants.
- Medical insurance only covers the root portion, not the crown or bridges.
- Medical insurance covers implants only if there is a medical need, like a person losing teeth due to oral cancer or other medical complications.
These are some important things you must know before choosing dental insurance. Not every insurance covers dental implants treatment completely, so ensure to analyze them before picking any.
Scope of Dental Insurance Covering Dental Implants:
As mentioned above, a few insurances cover dental implants. Tooth extraction, Bone Grafting, placing the implant, and placing the artificial tooth may or may not be covered under the insurance. Therefore, to understand whether insurance covers Dental Implants or not, you must know these stages of missing tooth treatment.
- Tooth extraction:
Many insurances completely cover the tooth extraction stage of implantation if the injured tooth is still there.
- Bone Grafting:
Although it is a vital stage in the dental implant process, this treatment portion could not be covered. This process is crucial to ensure the safety and stability of implants in patients who need jawbone strengthened before the implants.
- Placing the Implant:
It is the most crucial stage of a missing teeths in terms of expenses that dental insurance covers. Several insurance plans cover their major portion for this stage.
- Placing the Artificial Tooth:
It is also a significant procedure or stage for placing an artificial tooth as it mimics the appearance and functioning of a normal tooth. Still, some insurance plans take it as getting a crown to stop tooth decay; one must see whether the insurance plan would pay more of the expense or not.
Tips for Choosing the Right Dental Insurance for Implants:
Here are some tips that you should follow to get proper insurance for teeth treatment.
- Choose the right plan with a short waiting period. There are many providers with a 12-month waiting period, and if you are willing to get an implant immediately, you should choose no waiting period insurance.
- Research and understand the provider’s policy regarding the deductible.
- Try learning about the plan’s annual coverage limit. Know how much your provider is willing to give you for the implants.
- Remember the amount you will pay from your pocket after a particular procedure. This amount is calculated based on the percentage.
Contact Dr. Jang To Know More About Dental Insurance At Pinnacle:
Medical insurance can cover a few treatments but not wholly. You can follow all the tips above to get dentals insurance for implants. If you are a citizen of Plano, then you can get treatment from an Emergency Dentist in Plano.It is good to get dental implants covered in insurance to reduce expanses.